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In the past, the majority of people could look forward to a reasonable pension to provide them with an income once they reached retirement age. However, these days more and more people have made insufficient, or no retirement plans, in many cases leaving them unable to pay for their bills, let alone the luxuries they wanted. As a result of this lack of planning, around 40 per cent of home owners over the age of 45, who still have an outstanding home owner loan or mortgage, are planning to use the value of their home to help fund their retirement, according to a new survey from More 2 Life

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Homeowners Relying On Equity Release Loans For Retirement